When Insurance Companies Engage in "Bad Faith"
Insurance "Bad Faith" Attorney of Indiana
Every month, you pay your insurance premium, knowing that, even though most of the time you do not need it, you can rest easy with the knowledge that if you do, coverage will be there for you. Imagine the shock so many Americans receive when it comes time to make a legitimate claim on their insurance and the claim is wrongfully denied. Whether it is a claim to cover health care costs or an accident claim on one's car insurance, insurance companies seem to have more loyalty to their stockholders than they do to their policy holders. This kind of practice is known as "bad faith," and experiencing it can wreak havoc on your finances, as well as your belief in the insurance system. The best plan of action if you have suffered from a denied insurance claim, is to consult a bad faith insurance attorney to help you build a solid case to get the compensation you deserve. Serving most of Indiana , the Law Office of Kelly Law Offices will fight the big name insurance companies for you and your family.
What Should I do?
If an insurance company fails to pay a claim on a policy and the company wrongly denies coverage and violates an insurance contract, a breach of contract claim will allow recovery up to the policy's face value. If the insurance company violates its fiduciary duty to its insured in breaching that contract, a plaintiff can sue the insurance company for bad faith and possibly recover both compensatory and punitive damages in addition to the value of the policy.
For a bad faith claim to be made, the insurance company has to have made serious errors in the handling of the claimant's insurance claim. Possible bad faith violations include, but are not limited to:
- Wrongfully denying a claim
- Delaying or failing to investigate a claim
- Failing to defend or settle a lawsuit
- Failing to process or settle a claim in a timely fashion
The attorneys at Kelly Law Offices have years of experience litigating bad faith cases against insurance companies who have wrongly denied claims.
Contact us immediately if you have had a claim denied and let us help you win you the justice you deserve. Call us today at (877) 496-0990 to discuss your case.